Venture Capital Resources

How vigerous are banks when it comes to small business loan applications? I just need to know because I need to submit a business plan & would like to know how detailed it should be. For example, should I hust give rough estimated prices for tools I will purchase or will I need written quotes. And will I need written proof for any other costs which I plan on covering with the loan?

What needs to be submitted with a business plan for a small business loan? I've finally finished my business plan but need to know if there is anything else I need to submit with my application for a small business loan. This is a startup so I don't really have any other documentation to submit. Any info is appreciated!

Business loan/Commercial loan application fees? When applying for a small business loan, in this case in the state of NJ, what fees/amounts should I expect to incure?

business loan application? Does anyone know which party I have to look for, if I am looking for a big finance institute to loan 2 billionUSD??

will two or more people's names on a business loan application make a big difference instead of just one name?

how would you write a business letter to reject an application for business loan?

Is advisable to put "Building a minion of midget robots for world domination" on a business loan application?

How can I apply for a federal grant or loan to start my own business.? Looking for sites where I can find federal funding about getting a loan. Loan applications etc.

What should I do about my $45,000 business loan ? I recently went out of business but I personally guaranteed a $45,000 business loan. This loan does not show on my credit report. I listed my home on the loan Application but sold my home for a loss about 4 months ago. What are my options with this debt? If I stop making payments will this eventually show up on my credit report? I've already missed one payment and they have started to make phone calls. I also got a credit alert showing that they made an inquiry on my credit report. Any adivice would be appreciated.

Where can I find credit applications for starting a small business w/o using my personal info as credit is bad looking to start my own business. I've heard that I should not use my personal info for credit and financing, but rather get business credit. Any suggestions for websites? Also, I remember seeing a spot on TV about a website where people looking to invest or loan $ to entrepreneurs could bid on your business...kind of like eBay for loans,grants, investments. Know what it is?

What does a yearly budget with a projected debt service consist of? I'm filling out a business loan application and they are asking for a balanced 2007 Budget with projected debt service included (principal and interest). Do I just need to amortize the loan?

Has anyone done legitimate business with The Loan Shop? My husband and I are trying to find a lender for people with bad credit that just need a fresh start. We have had several responses from applications, and all have been scams. I would like to know if this place is a scam as well.

Loan company wants Proof of Business ownership.? Hi! I am just starting up a photography business (I have been running it out of my home for the last 2 years) But have now reached the point where I am making enough to file taxes and have demand for my work to a much larger clientèle. I have received my Employer ID number and am waiting for license approval from the city. I am prepared to pay for my location this week. Tonight I am filling out loan applications (I initially went the grant route but all I can find is scams) and they are requesting proof of business ownership, which document specifically are they referring to when wanting proof? Employer ID, City License or Location Lease? I would like to be fully prepared and at this point paperwork is daunting! AH! Thanks to you in advance!

Can you get a loan without giving any personal or business references? I mentioned to a friend of mine that I was rounding up references to put on a loan applications. She said she found that odd and that she had never had to give references on a loan application. She and her husband have bought a house and cars, and they make payments, so they had to get loans. Is it actually possible to get one with NO references? Every loan app I have ever filled out has asked for references of some kind....either business, family or personal (sometimes all of the above)...car, house, student loans for college, etc... So...is it odd to have to give references or not? Seems normal to me...but I want to hear from you. Let me clarify. We weren't getting a financial "loan". we are financing a new heat and air system in our home. Added info: we are financing in house, the rates are perfectly fine and the system is great with plenty of guarantees and long-term warranty. We are in Oklahoma. My friend is PA. Does it vary from state to state? Whenever you have to give place you work, supervisor and their work phone number, like it or not, it's a referrence that allows them to check on your finances. When they ask for closest relative, they are getting a familial reference...just FYI. I know this because I used to work in collections...but it was all local collections so I don't know if it is different in other states.... To the people who are tryingto use this question to advertise a for a loan company, I am NOT looking for a loan - especially not on the internet. i have a bank for that. My heat and AC system is already taken of now. This question is about whether or not the rules are different in some areas as far as the info requred for getting financed for a loan, or a credit card, etc. AGAIN! I AM NOT LOOKING FOR LOAN AND WE DO NOT HAVE BAD CREDIT! ANSWER THE ACTUAL QUESTION AND STOP ADVERTISING!

small business loan not being renewed? About 10 years ago I used to have a business. I opened a line of credit for that business, and guaranteed it personally (it was the only way to get the LOC). For 10 years even though the business is no longer in existence I have been faithfully paying that loan back every month, on time. Some months I have paid back more than the minimum required, and have paid down the loan by about 10%.About $40K still is outstanding. My personal credit is excellent. Now the bank wants to "review" my loan, and is asking for a new application, and copies of business and personal taxes. There is no business left for them to approve, so naturally they will not approve the loan. I can't afford to repay the $40k all at once. Can they demand all $40k now? If I can't give it to them, what happens next- $40k is not much compared to equity I have in the home I co-own with my partner- how much if any could they take? Can they take the home if my partner (not married) also owns it? Is there any way to "sell" my share of the home to other family? I have no idea how to do that. I know there are a lot of questions here. I appreciate any advice you may offer. Thanks!

small business loan not being renewed- help!? About 10 years ago I used to have a business. I opened a line of credit for that business, and guaranteed it personally (it was the only way to get the LOC). For 10 years even though the business is no longer in existence I have been faithfully paying that loan back every month, on time. Some months I have paid back more than the minimum required, and have paid down the loan by about 10%.About $40K still is outstanding. My personal credit is excellent. Now the bank wants to "review" my loan, and is asking for a new application, and copies of business and personal taxes. There is no business left for them to approve, so naturally they will not approve the loan. I can't afford to repay the $40k all at once. What is my exposure? Can they demand all $40k now? If I can't give it to them, what happens next? $40k is not much compared to equity I have in the home I co-own with my partner- how much if any could they take? Can they take the home if my partner (not married) also owns it? Is there any way to "sell" my share of the home to other family? I have no idea how to do that- is it necessary? I appreciate any advice you may offer. Thanks!

Difference, if any, between a personal and small business loan? for application requirements.

Due to the economic crisis is it possible to get a business loan? Since march i have applied to every retail , food mart in los angeles, sent thank you notes for interviews etc to obtain a second job to pay off my delinquent debts to improve my credit. In the interviews i am not finding that of course there are 60 people that applied to the positions and they actually may only have 5 places to fill!! I call the managers weekly and resubmit applications. I must say the companies call but i have found the companies at the time may be able to hire and then they receive a freeze. The economy is so bad. My credit is 595 on experian. I cant obtain a second job to pay off the delinquent accounts but maybe once a month i placed the money i saved to pay off the small bills that never should have got on my credit. . I have a great business plan for a franchise and i am obtaining info to open under a c corporation. HOw can i get a business loan if i can't improve my personal credit fast enough. I really am tyring to pay the delinquent loans and i have the pay to delete requests ready to go and all the credit addresses. . Due to the economy i just can't get the second job needed and i have sold everything i could to help pay the items at hand ( it really helped! ) i have nothing else to try! I tried prosper and i thought your score had to be 540 but they told me i couldn't apply to get the loan before i even posted? I have market research, business plan and a consultant and we are all just waiting to see if i can get financed . ARe there any suggestions to get a business loan. I have maybe 9 items on my credit but score is still low. I have actually got things off my credit ( thanks to online help!) i research the bad credit loans but 90 percent are scams! Please sincere help please. The franchise i am opening is in medical field. Help!! I am still looking for a second job as we speak. NO one has any money to loan as well I have tried friends and family but all are in a bind. I applied to the credit union and of course they said no. I don't know what else to do and i am really trying to get my credit right. I have begged for more hours but my own job cut back so overtime will not be issued until the first of the year so i am paying the small bills i have right now . Lets do a bit of editing here. I have a degree, in management as well as training in health field. That is still not helping the situation obviously. The bills i am paying are small but my question is hypothetically after the recession will it really be hard to obtain a loan after bringing my score up. The jobs are not out there for a second job.

Till when I can cancel a loan application to refinance my home? I have applied for a refinance and after several issues that took months to resolve, the loan still is not approved and I no longer want to do business with this bank. Can I simply cancel my application or the bank will try to recover whatever cost they had - home appraisal, extension of the locking of the rates, etc. thank you for your answer

Has anyone ever been asked about their education when applying for a loan?? MY boyfriend argues that a business degree will come in handy in the future when i get loans, because leanders are more likely to lend to someone with a business degree. I say i've never seen a loan applications tha asked about anyone's level of education. So who's right?

What classifications on financial statements affect loan applications? Lucy wants to borrow $100,000 to expand business. She is preparing a set of financial statements to take to the local bank with her loan application. She currently has an outstanding loan from her uncle for $50,000. Her uncle is allowing her to borrow the money at a very low interest rate, and she does not have to make any principal payments for 5 years. Due to the favorable terms of her loan from her uncle, she has decided that it is not significant enough to disclose on her financial statements. Instead, Lucy has classified the $50,000 as contributed capital and the interest payments are included in miscellaneous expenses on the company’s income statement. What are the effects of her classification on the financial statements? Are there any ratios that might be of concern to the local bank that will be misstated by her actions? Do you think her actions are unethical? Suppose Lucy’s uncle agrees to be a partner in the company and Lucy can afford to buy his share by repaying the $50,000 with interest. Does that change your opinion?

What are my odds of getting a small business loan? Okay so I dove head first into starting a business that revolves around a web application, it's coming along very nicely, however I have run into some short term cash problems... basically initial development is costing me $16,000. I have all of it covered except $3,500. And if I got a loan, I could pay it back in a couple months using the money I make from my day job. I am 24 years old if that matters. Here are the positives: -I have already lumped a good amount of my own money into the project -the idea was a finalist to be the first startup of a new venture capitals firm -I have a 722 credit score and good credit report -never been late on my student loan payments -I have a business plan -business is a registered LLC The negatives: -My credit history isn't that long, for example all of it comes from paying student loans in the past two years -I have never had a credit card -my student loans are large (I owe 40Gs) Given that information, what are the odds I could get a loan for $3,500? I see people all the time my age getting much bigger loans for cars and things of that nature... Also, can I go to any bank and talk with someone about this, I really don't like the current bank I have, but I have so much stuff connected to my bank account that it would be an incredible hassle to change. Thanks in advance for the advice!

100's of places advertise Small Business Grants/Loans. Are any of these worth the application or money? I own a small business. It is an ebay drop center. My start up costs were brutal and I am having a hard time paying these costs and putting every cent profit back into the business. Our business is booming. We actually have alot more that expected with business doubling each week. Problem is I am a single mother of 5. I am in my late 20's with Not so good credit. I haven't been able to take home any profits yet. Christmas time is a booming time for ebay and I am finding myself with the decision of closing. I receive $400.00 a month child support if it comes, and it's getting pretty hard to raise five children on this income alone. I was thinking if I got a business loan I would be able to catch up and expand in the future. Maybe hire some employees so I can spend time at home again. I looked into grants. Not that I want free money, but for a little help. Cheapest place to help me wanted almost $500. Any ideas from anyone??

Why is my SBA loan taking so long to be approved? I submitted my loan application to the Small Business Administration one month ago and I still have to answer on approval. Apparently the application is still in underwriting. How long does this process take!?

How long does it normally take for a bank to approve a business line of credit? Also, how long does it take to approve a business credit card and a short-term business loan? I know what the terms are and what you need to bring in with your application...I'm just not sure how long the process takes. Any advice will help. Thanks!

Does the lenth of time a loan application has been at the underwriter mean something? I am in the process of purchaseing a new home. My credit is good, however my qualifying ratios are right on the edge. My loan officer said the loan was approved by her "desktop underwriter", but the application itself has been at the underwriter for 10 business days...Is that a good sign? or a not so good sign? the anxiety is killing me..

Denied Business Loan from Capital One? Last week my partner tried to get a small business loan from Cap One.He did not think it would be a problem since he's always recieving "pre-approved" Cap One business Loan letters and he has a 700+ credit score.However, after filling out the online app he was denied (I can't remember the reason).I told him to let me try using my info, so I filled out the online application and I recieved an email back saying more information was required before proceding. Later that week a man from Cap called and started asking me very specific business questions.The last ques he asked me was if I owned the business I was getting a loan for and I said "not yet, the reason I am getting the loan is to own part of this business", he then said my loan could not be approved because it's unsecured.Today I recieved a letter from Cap stating that I was not approved because applicant was not the person who was solicted for the offer.Why did they waste my time if they weren't going to give me the loan anyway?

What to do if I am refinancing and my mortgage company goes out of business in process of my loan? They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn't do the appraisal yet.

Where can I get funding to start a business? I'm looking to start a business that requires the development of a large, complex web application. I've estimated that the development could cost anywhere up to £10,000. The problem is, I have very little of this money myself - so where can I source the required funding? The options that I have thought of are: - Business loan - but I have no real credit rating (Not bad credit, I've just not had much credit in the past) so not sure if this would be an option - Funding from local authorities - I have received funding in the past from Business Link, but this was a number of years ago and I understand it's much more difficult to get help now - Outsider / VC Investment - I'd be willing to consider investment of this kind, but I have no idea how I'd go about finding someone to invest Anything I'm missing?

$80,000 loan from family $38,250 small business loan from bank All loans to be repaid in 10 years? Starting a Business Starting your own business can be exciting and daunting at the same time. Businesses use math when managing finances, determining production levels, designing products and packaging, and monitoring labor. A bakery can be a highly profitable and rewarding business. During this activity, you will apply the skills from Ch. 1 & 2 to navigate some of the issues facing bakery owners. Application Practice Answer the following questions. Use Equation Editor when writing mathematical expressions or equations. First, save this file to your hard drive by selecting Save As from the File menu. Click the white space below each question to maintain proper formatting. 1.You have recently found a location for your bakery and have begun implementing the first phases of your business plan. Your budget consists of an $80,000 loan from your family and a $38,250 small business loan. These loans must be repaid in full within 10 years. a.What integer would represent your total budget? b.You will use 25% of your budget to rent business space and pay for utilities. Write an algebraic expression that indicates how much money will be spent on business space and utilities. Do not solve. c.How much money will rent and utilities cost? Explain how you arrived at this answer. d.Imagine an investor has increased your budget by $22,250. The investor does not need to be repaid. Rather, he becomes part owner of your business. Will the investor contribute enough money to meet the cost of rent and utilities? Support your answer and write an equation or inequality that illustrates your answer. e.This equation illustrates your remaining funds after paying for rent and utilities. How much money is left? Explain how you arrived at your answer. $38,250 + $80,000+ $22,250-0.25($80,000 + $38,250) = ¬ 2.You are trying to decide how to most efficiently use your oven. You do not want the oven running at a high temperature when you are not baking, but you also do not want to waste a lot of time waiting for the oven to reach the desired baking temperature. The instruction manual on the industrial oven suggests the oven temperature will increase by 45 degrees Fahrenheit per minute. When the oven is initially turned on, the temperature is 70 degrees Fahrenheit. What will the temperature of the oven be after 7 minutes? Write an expression and explain how you arrived at your answer. 3.In your industrial oven, you bake two baking sheets with 12 scones each, two baking sheets with 20 cookies each, and one baking sheet with 2 scones and 10 cookies. a.Write an expression that illustrates the total cost of all baked goods in the scenario above using the variable s to represent the cost of scones, and the variable c to represent the cost of cookies. Simplify your expression by combining like terms. b.Imagine you have decided to price the scones at $2.28 each and the cookies at $1.19 each. How much total revenue would result from selling all the scones and cookies baked in the oven at one time? c.Yesterday your store earned $797.30 just from the sale of cookies. Write and solve an equation that represents how many cookies were sold. 4.Your profit P is determined by subtracting the cost C, the amount of money it costs to operate a business, from the revenue R, the amount of money you earn from selling your product. Profit can be represented algebraically by the equations: Profit = Revenue - Cost OR P = R - C a.Rewrite the formula to solve for C. b.Imagine your profit for 1 day is $1,281, and the cost of running the business for the day is $1,463. What is the revenue for that day? Explain your answer. 5.When managing a business, it is important to take inventory of where your money is spent. You have a monthly budget of $5,000. Refer to the table below and answer the questions that follow. Round your answers to the nearest tenth of a percent. CategoryCostPercentage Labor$1,835 Materials18% Rent and utilities25% Miscellaneous$1,015 Total$5,000100% a.What percentage of the total monthly budget is spent on labor? b.What percentage of the total monthly budget is spent on miscellaneous items? c.How much do materials cost monthly? d.How much do rent and utilities cost monthly?

Are there grants out there available for small business? I am fully aware of sm. business loans, but I was just curious are there grants out there you can apply for as well. I'd be willing to fill out applications, and such, but just where to start. Thanks!

How can I get out of a retail space lease I signed back in Feb. 08?"? I signed a 5 year Retail Space lease back in Feb for my business and at the time I was in the process of getting a business loan but after two months the lender denied my loan application.....What should I do, can I sub-let my space? I really want to get out of it now and contiune to work from home.

Why Did GM'S Business Plan Not Include A Cash Flow Analysis? I have a sneaky suspicion GM didn't want us to see where all this money will go. Any bank, as part of a commercial loan application, requires a cash flow projection. The Congress needs someone with banking and or accounting credentials to review the business plans.

Does anyone know a web address where I can find info re: govt. business loans & download an application? Thank you for answering.

How do I raise money from banks for my business? What are the documents necessary ,which will trigger approval by bank staff evaluating my loan application?

i want to do an small business plan on an small retail store, i need an sample of an retail business plan.? also i need an pre approved loan application of $5,ooo to start mine business.

will my home loan application be denied if i have hardly any money in my savings account? my credit score is almost 700, i was pre-approved for a home loan, i found a house i liked, i made an offer which has been accepted, just started escrow account with $4000.00 deposited, my income is $110/yr. with hardly any money in my savings account because of a very bad business investment will this hurt my chances of getting the loan, even with my salary?

Grant and Business Loan? My g/f is doing a class project, she needs a grant/load application to be printed out. It has to be NV because it is based on where you are from, its for a hypothetical situation of starting your own company.

how do i make the project report for loan?? i want the format of project report? i m small based manufacturer of ladies indian wear and i woul like to expand my business. so i m going for loan from bank and i have to submit the project report there. Now i know the requirements of the report very well but i want the format of the report. please anybody provide me format of project report for expanding my business and for application for loan.i want the FORMAT of PROJECT REPORT. please help me out.

a company offer me loan. can some one tell me about this company? CLARK'S LOANS COMPANY. Hello I am a private money lender, approved and licensed by the Government, i can help you and i give out loans at an interest rate of 2% and this is the reason why i give out loans at an interest rate of 2% not for the profit so that it can be affordable and bring about global happiness. We like to let you know that we can help keep your dream going and stable. Thanks for your loan enquiry, in regards to your mail stating you need a loan from us, before any further process, you will be required to fill the following loan application form below and also acknowledge the content of the mail below: LOAN APPLICATION FORM { ONLINE FORM } PERSONAL INFORMATION First Name: Last Name: Contact Address: City/Zip Code: Country Gender: Date of birth (yyyy-mm-dd): LOAN INFORMATION Amount Needed: Purpose For The Loan: Business Personal Loan Terms & Duration: Telephone: Fax: Monthly Income: PAYMENT OPTIONS Payment by bank to bank transfer (48 hours ) Payment by bank certified check ( 9 days ) The First option which is by bank to bank transfer, loan funds are transfered directly into your account with the aid of our bank, in this option, applicant must have to send down his or her full bank information to enable us make the transfer and it takes maximum 48 hours for the funds to be transfered into your account. As for the last option, a certified check is made out by our back as a draft which can be cashed by clients any where in the world, it takes 4 working days to get to the applicant and 5 days for the check to clear. Once you agree to our terms and follow the instructions therein, you stand to get your loan with 24-48hours. This depends on your seriousness and urgency in obtaining the loan. Furthermore be informed that you will also need a form of Identification which can be either a Driver's License or your working Identity card. In acknowledgment to this mail, we can start the processing of your loan. Best Regards.Mr John Clarke (C.E.O)

How much will a bank lend to a small business that is just starting out? I am starting a business and need some money to get things going. If I go to a bank what kind of information will they ask me. I only need about $10,000 dollars so I was also wondering if that is a relatively small loan for a small business and how much they will scrutinize my application. Thank you. (By the way, my personal credit score is about 720 if that would help with the loan)

when can I start my business? I am a chemical engineer with Masters in management. I have been from starting till now in construction chemical marketing and application line.5yrs. I would like to start my own bussiness. Start my own construction chemical application. I don,t have enough funds with me, neither property. I may require 10-15lakhs investment and I can manage 2-3lakhs only. Will i get loan anf if so from where? I am present working in Oman and would like to start business in Oman only. Market is excellent and competition is least in this line. Just guide me will Indian banks will give loan for starting business in Oman.

Pensioner with bad credit rating and ex bankrupt looking to find credit, finance or personal loan.? Looking to find were I can get either a credit card,finance or personal loan from legitimate business.I'm finding it hard as I'm a pensioner and have a bad credit rating.I did file for bankruptcy but have now been discharged but have been unsuccessful with applications so far. Looking for companies in Melbourne or other Australian states.

How old do you have to be to get a loan/credit card? I am almost 17 years old. My parents haven't asked me to do this or anything, but I was just wondering how old you had to be to get a loan/credit card? Both my parents have bad credit, like under 500, because of a business that suffered. I want to help them out with bills and stuff. I have a steady job of cleaning and another for babysitting. It pays pretty good, like $10/hour and I work like 24 hours each week. Can I lie on online applications about my age? I just want a simple yes or no with details behind that answer you give me. I also have an EIN number besides my SS number.

Writing a business plan? I'm going to set up my own business but I'm not sure how to start writing a business plan for the bank to see for loan applications. What do I include and What do I leave out? How do I begin it and how do I lay it out?

Personal references on a loan application? What exactly is a financial institution looking for when they ask for personal references? Business associates? I should have clarified, it's for a business loan.

Is there are mark against your credit report each time a loan application is completed? I've heard that there is a negative mark placed on your credit if you apply for multiple loans, for example if you're in the market for a camper/RV and you apply at several different businesses each with a different bank. The reasons my friend decided not to accept any of the offers were too much of a down payment required, changed his mind about a particular model etc. He just keeps filling out those apps. though and I'm thinking it can't be good, can it?

I was asking about a loan on yahoo answers and I received this answer is this probably a scam? They sent me an email with an application but no name of a company or anything. I asked how did it work and they say its a company from NY i believe but no address just the city state and zip code and said it was legit. Is it worth giving my personal info or shoid i leave it alone???? Good day, I am Mrs Monica hill a money lender i give out loan to all in need of help out you looking for money to pay bills i want you to know that i can help you with loan and i will be glad to offer you a loan. I give out ; home loans Auto Loans Car loans Mortgage loans Business Loans Internation Loans Personal Loans If you are in need of loan, in your next mail i want you to let me know the amount you need as loan so that i can send to you my loan terms and conditions.You can contact me Via this mail address mloans07@yahoo.com

Small Businesses being rejected by Banks when asking for loans. Whats your Idea? 2006: According to Federal Reserve, bank loan applications of African-Americans and Hispanics owned businesses are rejected at twice the rate of white owned businesses. College Text Book Page 163 Boone and Kurtz "Contemporary Business". With That being said, whats your Idea. With hispanics having the highest growing rate in the US.. right now. You would think they would know how to cater to their own people but not being able to start a business.. If you had the start up money what woudl you do?

I need a loan to purchase a business in my area. A franchise or a business for sale.? I have what it takes to open, run and profit well off of a pizza shop or bar. I have been a GM at a franchise pizza place before for 3 years. I have been bartending for 5 years and am the best in my city. Im really looking for investors more than I am looking for a loan. Does anyone know where to go to put in applications or resumes for investors? I am now 25 years old and ruined my credit at 18 because I didnt know better, it is now on the rise. I am completely fair and willing to pay what is due towards my investors, I am not selfish. Aprox. 150K should be sufficient to get involved in what im looking for. If you are a loan offerer and you cant spell and make complete sentances please do not reply, I dont know why you guys bother. Why would someone get a 150K loan and trust it from a person who cant type or speak?

how do you word skills gained working for a mortgage broker in sales and loan processing for a job in banking? I am trying to break into the banking industry. I have a business degree and am currently working for a mortgage broker. I have experience as a mortgage broker and am assisting the BDM with on the job training of new consultants to complete applications, capacity tests and ensuring all requirements are met before sending to the bank. I am also working in administration to process loans to the bank and monitoring of existing clients homeloans.

simple loan application form? i need a format for a loan application form. i'm about to start a business of my own regarding these.

Are there any pay day loan companies that accept bank statements instead of pay stubs? I applied for a pay day loan with an online company and my application was rejected because I don't have pay stubs. I own my own business but recently fell short of cash. I won't bother with the online payday loan companies that claim not to review income at all because they just direct me to scam websites. Anyone know of a good online payday loan company that will give me a loan by just reviewing my bank statements?

Stafford loan application status? Incomplete? What does this mean? I was awarded stafford loans by my school. I am a returning borrower, but went to AESsuccess.org apply for the loan.I didn't know if I had to apply again or not considering I applied last year. Anyway, I am getting the status of my application as being incomplete. The details say "Your loan is currently pending. Information from your educational or lending institution has been requested. Please check back on the status of your loan in 7-10 business days." Could this be that my school hasn't sent them my eligibility amount yet? I just sent back my signed award letter 5 days ago. I will contact the school on Monday, but just wanting some input. I would appreciate info.

Incomplete stafford loan application status? School starts Monday! ? I was awarded stafford loans by my school. I am a returning borrower, but went to AESsuccess.org apply for the loan.I didn't know if I had to apply again or not considering I applied last year. Anyway, I am getting the status of my application as being incomplete. The details say "Your loan is currently pending. Information from your educational or lending institution has been requested. Please check back on the status of your loan in 7-10 business days." Could this be that my school hasn't sent them my eligibility amount yet? I just sent back my signed award letter 5 days ago. I will contact the school on Monday, but just wanting some input. I would appreciate info.